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02/12/2025

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2/856-860 Old Princes Highway Sutherland NSW 2232
PO Box 279 Sutherland NSW 1499
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How financial planning can help Australian retirees navigate today’s challenges

2nd December 2025

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R W Financial Group Pty Ltd ABN 50 653 432 298 (trading as RW Financial Planning) and W A Pugh (ASIC No.000234899) is an Authorised Representative (ASIC No.000234899) of Lifespan Financial Planning Pty Ltd ABN 23 065 921 735 AFSL Licence No 229892.

The purpose of this website is to provide general information only and the contents of this website do not purport to provide personal financial advice. R W Financial Group Pty Ltd strongly recommends that investors consult a financial adviser prior to making any investment decision. The contents of the R W Financial Group Pty Ltd website does not take into account the investment objectives, financial situation or particular needs of any person and should not be used as the basis for making any financial or other decisions. The information is selective and may not be complete or accurate for your particular purposes and should not be construed as a recommendation to invest in any particular product, investment or security. The information provided on this website is given in good faith and is believed to be accurate at the time of compilation. You should obtain a copy of the PDS and Target Market Determination relating to the product and consider it before making any decision to acquire the product.

This website may contain a number of links to other Internet sites. The provision of these links does not mean R W Financial Group Pty Ltd endorses or accepts any responsibility for the content, use or products and services made available through these websites. If you use these links, you acknowledge and agree that R W Financial Group Pty Ltd is not responsible for the actions, content, accuracy, privacy policies, opinions expressed, services provided, or other links provided by these sites. You further acknowledge and agree that Lifespan is not responsible either directly or indirectly for any damage or loss caused by use or reliance on linked sites. Should you have any questions regarding these sites, you should address them directly with the relevant site administrator.
No representation is given, warranty made or responsibility taken about the accuracy, timeliness or completeness of information sourced from third parties. Because of this, we recommend you consider, with or without the assistance of a financial adviser, whether the information is appropriate having regard to your particular circumstances.

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